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Life Insurance2026-01-22T15:14:12+00:00

Asset Protection and Wealth Transfer

Retirement
Planning

Tax
Diversification

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Financial direction driven by your purpose

Altura Private wealth

At Altura Private Wealth we are known for helping people experience the freedom to live their legacy. We are committed to helping people build wealth, protect wealth, and create generational impact. We believe you deserve the opportunity to reach the life you were meant to achieve. 
 
At Altura Private Wealth, we use tax-smart investing options and life insurance strategies to work towards your financial goals. Incorporating life insurance into a broader financial plan can help individuals and families address multiple financial needs: protecting loved ones, creating wealth, ensuring tax-efficient growth, and planning for future healthcare costs. When strategically used, it is a versatile financial tool that not only provides peace of mind but also plays a key role in achieving long-term financial security.

Altura Private Wealth is an independent financial services firm, specializing in helping individuals and families utilize life insurance to provide a death benefit for loved ones, shield assets from probate and unnecessary taxation, optimize retirement savings, and secure tax-free retirement income in support of a holistic financial plan.

Live with confidence

Our Guiding Process

Our three-step planning process works to help identify and tax-smart suitable financial strategies for helping our clients meet their needs and achieve their goals.

01

Start Smart

02

Apply Discipline

03

Communicate Progress

01

Start Smart

Get a Clear Understanding of Your Financial Life

First, we gain a thorough understanding of your current financial situation, goals, objectives, risk tolerance, and the key considerations that should be addressed in your retirement strategy.

Six Fundamental Financial Planning Considerations

Six key financial planning considerations can impact your financial goals now and in the future. The question is not if these will affect your finances, but to what degree. We evaluate your sentiment toward each consideration and quantify the potential effects on your assets over time. This allows us to build customized strategies to help you achieve your financial objectives for retirement.

Longevity

Outliving financial assets as the result of a longer life.

Inflation

Reduction in real purchasing power as the result of increasing cost of living.

Mortality

Loss of financial assets as the result of a partner’s or spouse’s death.

Liquidity

Limited access to assets to meet life’s unexpected financial needs.

Market

Unexpected reduction in the value of financial assets at the time of withdrawal.

Taxes

Decreasing income and assets and/or the impairment of legacy assets from increasing taxes.

02

Apply Discipline

A Retirement Strategy Designed for You
Next, we align your goals around protection, accumulation, wealth transfer, income, and a tax-free retirement with solutions available to you and your family.

Our Services, Your Future

We take the time to thoroughly explore your needs no matter the stage of life you are in to help provide a custom tailored solution that we continue to monitor and adjust until the end of time.

Provide financial protection to your loved ones by paying out a lump sum in the event of your death.

Get Your Complimentary Life Insurance Quote

Increase you or your loved one’s future retirement income with a tax-efficient, capital leveraging strategy.

Ease the financial and emotional toll of long-term care with early planning so you can retire with peace of mind and dignity.

Support your retirement income plan with accumulation and tax-free distribution strategies in retirement.

Establish tax planning strategies today for greater tax efficiency and financial flexibility later in retirement.

Understand the benefits you are entitled to and how to maximize Social Security income in retirement.

We can assist you in achieving your wealth growth objectives, whether you intend to create a retirement income or leave a Legacy for your successors. We aid in developing and implementing an investment strategies that enables our clients to remain committed to financial stewardship and capitalize on opportunities that emerge in any market situation.

Protect your estate and loved ones from unnecessary taxation and probate with proactive estate planning strategies.

Explore options to protect your income in the event of a an illness or injury that prevents your ability to work.

Design an income plan that delivers dependable income and financial security throughout your retirement.

Make the investment in your child or grandchild’s future with the gift of a college education through life insurance.

Develop strategies to protect assets against the effects of inflation.

If done properly, investing can greatly benefit your tax plan. Our team is up to date with the latest strategies to help you and your CPA get the advantages of tax-smart investing.

03

Communicate Progress

Our Commitment to You

Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive
outreach, and accessibility to our team throughout our working relationship.

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Question or Comment

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Get a Life Insurance Quote

Life insurance made easy. Get affordable coverage with our simple online quoting tool and application—quick, hassle-free, and on your terms. Apply on your own or connect with our expert team, who’s here to guide you every step of the way.

Step One

Simply complete the fields and run a quote.

Step Two

Choose the coverage you want and start the application.

Step Three

Follow the onscreen instructions and complete the application.

Here For You

Meet The Team

Justin Martin

Senior Wealth Advisor

Joseph Fisher

Senior Wealth Advisor

Lincoln West

Senior Wealth Partner

Sean Martin

Chief Operating Officer

Taylor Martin

Operations Manager

Meg Martin

Event Planner

Ragyn Robertson

eMoney Specialist

Retirement Resources

Our Commitment to You

Lastly and continually, we work to ensure transparency of your income plan by providing visibility, proactive outreach, and accessibility to our team throughout our working relationship.

Our Upcoming Events

Educational Events

Events in January 2026

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Client Events

Events in January 2026

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Our Blog

Financial Calculators

CalcXML Financial Calculators

PLEASE NOTE: The information being provided is strictly as a courtesy. We make no representation as to the completeness or accuracy of information provided via these calculators. Nor is the company liable for any direct or indirect technical or system issues or any consequences arising out of your access to or your use of third-party technologies, information and programs made available through the use of these calculators.

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    1645 S 500 W, Suite 2,
    Woods Cross, UT 84010

    (208) 955-0500

    Privacy Policy | Disclosure | Terms of Use

    Altura Private Wealth offers advisory services through Legacy Wealth Management, LLC. Legacy Wealth Management, LLC, is a registered investment advisor with the Securities and Exchange Commission (SEC). Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does registration indicate that an advisor has gained a particular level of skill or ability. Legacy Wealth Management, LLC, is a registered investment advisor with the Securities and Exchange Commission. Registration as an investment advisor does not constitute an endorsement of the firm by securities regulators, nor does it indicate that an advisor has attained a particular level of skill or ability. This information is provided for educational purposes only. All investment strategies have the potential for profit or loss and no investment strategy can guarantee positive returns. Under no circumstances should this information be construed as an offer to sell or a solicitation of an offer to buy any particular service or product.

    Sean Martin

    Chief Operating Officer

    Sean is the Chief Operating Officer at Altura Private Wealth, based in the Salt Lake City area. Sean has worked as a stock broker on a trading floor for 5 years, RIA Wealth Advisor for 6 years, and as an insurance producer for 4 years. He quickly discovered his love for analytics and has used his quantitative analysis prowess to lean out processes and discover cost savings. He used this analytical power to discover a way to earn a BS from the University of Utah in Business Finance in 2 years. Sean and his wife Sarah have 4 children and love the outdoor extreme sports that Utah has to offer.

    Ragyn Robertson

    eMoney Specialist

    Raygn Robertson graduated from Brigham Young University Idaho with a bachelors degree in Finance. As Altura Private Wealth’s eMoney Specialist, Ragyn is excited to serve clients with his knowledge of financial planning and the strategies and tools that eMoney has to offer. Ragyn is originally from Idaho and loves being outside and working alongside his family on their family farm.

    Meg Martin

    Events Planner

    Megan Martin is an Event Planner for Altura Private Wealth with 5 years in the industry. As a previous junior high school English teacher, Megan comes to our team with a love for people and a desire to make each Altura event a memorable and meaningful experience for our clients and team members. Megan has been a keynote speaker in several international conferences to trainings within her own backyard. In her spare time Megan loves to travel, cook, teach guitar, and serve within her family and community.

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      We are waiting to help you retire in confidence.

      For general questions or comments complete the form below.

      Contact Information:

      1645 S 500 W, Suite 2,
      Woods Cross, UT 84010

      Phone: (208) 955-0500





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                        Taylor Martin

                        Operations Manager

                        Taylor Martin has worked in the financial industry over the past year. During this time she has become critical in assisting the clients and team of Altura Private Wealth. Taylor’s background is in management and organization, having previously worked in inventory for car dealerships and as a manager of a spa and salon. In addition to her work for Altura Private Wealth, Taylor is a licensed cosmetologist and enjoys doing hair. In her spare time Taylor loves spending time with her family, going on outdoor adventures, enjoying the beach, and getting in great workouts.

                        Lincoln West

                        Senior Wealth Advisor

                        Lincoln West is a Senior Wealth Advisor with Altura Private Wealth. He is finishing his bachelor’s in business with a minor in financial planning from BYU-Idaho. Lincoln learned to embrace adventure from a young age. He was born In Northern Idaho before moving to back and forth between Boise and Washington D.C. throughout his young childhood. He also embarked on many adventures around the U.S. for seasonal jobs at every chance he got. Lincoln loves to travel; he has an affinity towards countries that speak Spanish because he is fluent in it. He enjoys cooking and trying new food everywhere he goes. Some of his favorite cuisines are from Peru and Argentina. Along with traveling, Lincoln loves learning about new cultures and more about what makes people unique. While talking with his older family & extended family he became interested in working with the tax code, investing and life insurance. This led him to Legacy where he enjoys implementing those strategies for clients. Lincoln is recently married to his wife who is from Allen, near Dallas, Texas, so that came along with becoming a Cowboys fan. He apologizes to any Eagles fans out there. In his free time, Lincoln enjoys snowboarding, playing sports, hikes, boating, and doing all he can with his family. He is Series 65 FINRA licensed and is excited to bring his knowledge and insights to clients and those he meets.

                        Joseph Fisher

                        Senior Wealth Advisor

                        Joseph Fisher has been working in the financial services space for seven years from helping clients place funds to building their insurance portfolios. He is finishing his bachelor’s in economics and finance at Utah Valley University. He was born and raised in Dallas, Texas and loves all things sports. He loves to travel, mostly to Spanish speaking countries since he is fluent in Spanish. He loves spending time with his wife and daughter. He is ready to help clients structure their retirement through intelligent wealth management.

                        Justin Martin

                        Senior Wealth Advisor

                        Justin Martin is a Managing Partner and a Senior Wealth Advisor for Legacy Wealth Management, with his office based in the Salt Lake City area. Justin works with small business owners and doctors throughout the United States and is passionate about helping individuals prepare for a robust financial future. Justin completed his Master of Business Administration (MBA) at Texas A&M University and completed his undergraduate studies at Brigham Young University.

                        Justin is FINRA series 65 licensed, has been working as a Wealth Advisor since 2006, and is currently a board member with the International Association of Registered Financial Consultants. He also works as an adjunct professor of microeconomics and loves studying financial systems. Justin and his wife Megan have four kids and love all things active and musical.

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